Is Your Coffee Worth A Million Dollars?

Nearly every day we make decisions that affect our current and future financial position. Many people stop for a $5 cup of coffee nearly every morning. While there’s nothing wrong with a good cup of coffee, you need to understand that decision– if done every day of your working career — could be a million dollar decision. Look at it this way: instead of having a $5 cup of coffee five days a week, if you invested those funds earning an average of 12% return over a 40-year working career, you would have accumulated $979,307. I hope it was a good cup of coffee because that coffee potentially cost you a million dollars. (more…)

Does Your Family Finances Need A Workout?

Strengthen Family Finances -weights

A quick visit to any fitness center during the first quarter of the year and it’s clear that a new year brings a new attitude for many people when it comes to physical health. If you took a cursory look at the physical health of most Americans, you’d agree the gym is where most of us need to be found. The interesting thing is most American’s financial health is in just as bad of shape yet financial counselors are not being overrun with people trying to get in financial shape. (more…)

Are Your Prayers Going Unanswered?

Don't Be Ugly - wrong way sign

Husbands, in the same way be considerate as you live with your wives, and treat them with respect as the weaker partner and as heirs with you of the gracious gift of life, so that nothing will hinder your prayers.  (1 Peter 3:7 NIV)

Did you catch that? Your ugly attitude can be a hindrance to prayer. When it comes to unanswered prayers, unbelief and sin are the easy ones to mention. Seldom do we say family issues can be the problem, but the way you treat your spouse does affect whether or not your prayers get answered. (more…)

Out With The Old

If you’re like me, two things more than likely dominate your social media feed Bible verses and people complaining about their lives. The funny thing is it’s often the same people. If you happen to be one of the many whose social media posts, appear to be coming from two different people I want to encourage you to read 2 Corinthians 5 and not just verse number 17 though that’s a great place to start.

 2 Corinthians 5:17 (NIV)

Therefore, if anyone is in Christ, the new creation has come: The old has gone, the new is here!

Often people are trapped in an old way of thinking because they haven’t fully realized they’ve been made new.

You are not an improved version of your old self.